Carroll Family Holdings
Letter Tech

Working to disrupt the banking industry is a tough challenge, but Andrew is happy to tackle it with an amazing team. 

Currently Andrew’s main focus – he operates as the CFO of the company and is working to bring together banking, a robo-advisor, a digital family office and a marketplace for private investments. 

All of which can be managed from a single app designed for HNWIs. 


Collective (formerly Hyke)

As the founding CPA and Advisor – Andrew is helping Collective in building a turn-key solution to legal and accounting problems for freelancers. You don’t need an army of accountants and lawyers to go it on your own! Joy was instrumental in building their first core systems and Andrew still operates as the Head of Tax and as a Strategic Advisor. 


Currently in pre-launch, we’re developing a “machine human” interface to help small business owners do sophisticated ratio analysis and problem solving on their businesses using KPIs and Core Metrics. 

J3 Initiatives

J3 creates novel technology to support international militaries with their UAV CONOPs.

Past Ventures

Northstar Money

I was honored to serve as the “advisor in residence” for a time personal financial start-up Northstar.

Advisor & Founder Titan Angels, Angel Investment Fund

Andrew was part of the founding board of the Titan Angels Angel Investment Fund.


Andrew and our good friend Brett Kelly had a weekly podcast on the Spec.FM network where we talk about the trials and tribulations of being an independent worker.