Should I Hire Employees or Independent Contractors?

by | Feb 18, 2018 | Thoughts

Do you hire employees or independent contractors when you need help? At one level, this is just a tax issue. Employees are paid via W-2 (normal paychecks). The company pays half the employment taxes (Medicare and Social Security) and the employee pays half. The...

The Myth of the Expert

by | Feb 8, 2018 | Thoughts

Many people will tell you that the financial services industry is changing. And it is, dramatically. But where most people think that it has to do with lowering fees or using technology to make things happen faster – I see something different. I see that...